What is the purpose of Blogger Insurance?
As a blogger, you have a dedicated following that turns to you for amusement, knowledge, and direction. You understand that content is king; you offer people what they want, and you're brilliant at it.
Do you devote the same amount of time to researching, writing, and editing your blog posts that you do to your business? Are you aware that bloggers and vloggers are continuously exposed to litigation risks?
That is why Thimble Blogger Insurance exists.
But why would I ever need insurance, you could ask? If your company is continually hired by agencies and studios, and you spend time at their offices, what happens if you unintentionally spill hot coffee on someone? Or what if you use one of their PCs and accidently break it? You might be held accountable if any event results in a third-party claim of physical harm or property damage.
More importantly, what happens when you post something that has a negative impact on another person or business? If they sue you for libel, you may be held accountable (pun intended). Or, assume you're advising a company on how to conduct an SEO campaign (one that's heavily reliant on organic traffic), and the campaign results in a stunning zero conversions. You might be held accountable if they allege that your carelessness caused them financial harm.
For these reasons, every blogger need general liability insurance as well as professional liability insurance. Third-party claims for bodily injury, personal and advertising harm, and property damage can be mitigated by general liability insurance. Professional responsibility shields you against negligent claims.
Both are covered by Thimble's Blogger Insurance. Protect your company so that no mistakes, mishaps, or accidents impede your capacity to create the content the world requires.
What is Covered by Blogger Insurance?
Thimble's Blogger Insurance, which includes both general liability and professional liability insurance, is intended to cover bloggers from the following situations:
Non-Employee Third-Party Bodily Harm
If you go to your clients' offices or they come to yours, there is always the possibility of an accident occurring. If something happens and a third party alleges it was your responsibility, you might be held accountable.
Property Damage Caused by a Third Party
They want you to work on their gear while you're in their office, so they give you a laptop. If you spill your Coke on the keyboard (or otherwise damage it), you might be held accountable for third-party property damage.
Defense Expenses
You've written a new essay about how competition is increasing in a certain industry. You directly criticize a firm in it. You believe you have the legal authority to do so. They believe it is libelous. If this circumstance results in a lawsuit, you will be required to pay the legal expenses connected with defending yourself.
Omissions and Errors
You work as a blogger. People come to you for direction and wisdom. People pay attention to you. That is the purpose of your craft. If you ever offer advise to a client and they claim it harmed them financially, you might be held accountable for professional negligence.
What is the cost of blogger insurance?
Thimble's Blogger Insurance rates are determined by the level of risk involved in your business. This includes your location, crew size, the coverage limit you choose, and the length of coverage you want. Because you operate on a project-by-project basis, we can make insurance reasonable by designing a policy by the hour, week, or month. It's insurance that kicks in when you need it. You may also add as many Additional Insureds as you like and produce as many COIs as you want for free.
Thimble offers on-demand, flexible, and cheap coverage for your blogging company. Get a free blogger insurance quote right now.
How soon can I obtain a Certificate of Insurance?
Instantly. In 60 seconds, you can get a free blogger insurance quotation and buy a coverage. Your Certificate of Insurance will thereafter be available in your email inbox and on the Thimble app.
Have you recently been drawn into a new project? Is there a major job on the horizon? Great. We've streamlined insurance for bloggers so that no portion of the procedure will ever be difficult for you. To get started, simply download the Thimble mobile app or click
The company for which I work already has business insurance. Is it necessary for me to get my own blogger insurance policy?
The truth is that every thing you publish is made up of your words. It's your work. That implies you'll need your insurance.
Assume an agency or marketer you work for is sued for libel, and you are mentioned in the case (since you wrote it). So, what now? Your clients are likely to have insurance plans that prioritize their protection.
As a result, you'll need your own general liability and professional liability insurance coverage to secure your protection. Thimble's Blogger Insurance can also assist. Give yourself the peace of mind you need to write well and protect your blogging company as it grows.
What are the coverage limitations for Blogger Insurance?
You may pick between a $1 million and a $2 million insurance with Thimble's Blogger Insurance. The decision is based on the coverage you desire and the amount of danger you want to protect yourself against.
Does Thimble's Blogger Insurance cover equipment damage?
No, it does not. General liability only protects the property of a third party. If you want to safeguard your own equipment, you should think about purchasing a business property coverage. In addition, if you own a business car, consider purchasing a commercial auto coverage.
How can I acquire Thimble Blogger Insurance?
Blogger insurance has never been simpler to obtain. Simply download the Thimble app then input your ZIP code, a few data about your business, and the period of coverage you want (hourly, daily, or monthly). A quotation will be created immediately. You may then purchase your insurance and receive your COI immediately.
You understand how critical it is to arrange your posts for readability, easing the reader into the experience. We do the same thing with insurance, simplifying each process.